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For international wire transfers, swift codes are always required in order to make transactions secure and fast. A “BIC code” can be seen by many different names, like “SWIFT code” (most common), “SWIFT ID”, “SWIFT-BIC”, “SWIFT address”, “BEI” (that comes from “Business Entity Identifier”), or even “ISO 9362”, which is the standard format that has been approved by the ISO organization.

These codes were initially introduced by the SWIFT organization as “swift codes” but were later standardized by the International Organization for Standardization (ISO) as “BIC” meaning “Business Identifier Codes”. The acronym SWIFT stands for the Society for Worldwide Interbank Financial Telecommunication.

SWIFT codes are used to identify banks and financial institutions worldwide.

They are used by the swift network to transmit wire transfers (money transactions) and messages between them. stands for “Bank Identifier Codes” (“bank” instead of “business”) but that is incorrect since non-financial institutions can also join the swift network.




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