If you’re working for the government or teaching, you may be eligible for Public Service Loan Forgiveness.

But if you’re not eligible for PSLF or if you don’t want to make a decade of payments required to qualify, here are some other more immediate solutions to find someone else to pay off your student loans: Loan forgiveness is great and all but you have to make 10 years of regular on-time payments to qualify.

If you do have errors check out this article on how to correct them.

There are a few different ways that you can consolidate your credit card debt, depending on your situation. If you have fairly good credit a good option is to transfer all of your debt to a low interest credit card that will make paying it off significantly easier.

Most credit card companies have low or no interest introductory offers as options and will be willing to offer them as long as you have fairly good credit.

However, it is important to remember that the interest rates on these cards lasts only as long as the introductory period and may increase to the same or higher rate you had before, so keep careful track of when these low/no interest rates expire.

While consolidating your credit card debt can be extremely helpful for some people, it isn’t the right fit for everyone.

You have to be committed to paying off your debt even if it means changing your lifestyle.

Looking back, our little dream was turning into a nightmare. We made it through and, after a little soul searching, we decided things needed to change.Additionally if you have accumulated more debt than you can pay off in five years you likely won’t find credit card consolidation to be the answer to all of your problems.That being said, if you decide to pursue credit card debt consolidation here are a few things to keep in mind.The most common reasons people consolidate debts are to: Debt consolidation rarely saves you money.In most cases, debt consolidation is more expensive than keeping your loans as they are.